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Ask HN: My bank stores PIN as plain text, should I be worried?

Hello HN,

I received my new credit card with a reminder of my current PIN. I'm not sure how that could be possible without having a database of their customer names, addresses and secret PINs as plain text somewhere.

Shouldn't it be common sense to salt and hash them like any other stored password?

4-digits PINs are also used for other systems like SIM cards or ID cards in Europe, and I guess people often use the same code. Malicious employees could get access to bank accounts or smartphones of their relatives.

And If a leak happens, PINs will be on the wild with names and addresses attached to them, couldn't it be dangerous?

Do I take PIN way too seriously? Should I contact someone about this?

5 points MichaelHoste 5 years ago 12 comments

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