I think digital currency in the CBDC (central bank digital) sense is that its "programmable money." For example my understanding is that the beta testers (my term) for the e-yuan literally have 30 days to spend the currency through alipay or whatever they're using or it disappears forever. I'm sort of looking at it as a combo of regular money and smart contracts but thats just me.
Interestingly Jim Bianco (who you may see regularly on old-financial media) argues that all of these currencies will fail in favor of the defi stuff that's already being spun up. For example by the time fed coin is even being tested (2025) the technologies behind cryptos will be so mature that the tech the us fed is using (from 2015) will be dead on arrival
Interestingly Jim Bianco (who you may see regularly on old-financial media) argues that all of these currencies will fail in favor of the defi stuff that's already being spun up. For example by the time fed coin is even being tested (2025) the technologies behind cryptos will be so mature that the tech the us fed is using (from 2015) will be dead on arrival