Giving loans is a good thing. With them, as the comment above yours points out, people finance education, cars, and homes that they can afford to pay off later due to having a higher salary than before.
Predatory loans are bad and governments do try to crack down on those. Going from "it's easy to get credit in the US" to "the US lets corporations steal from regular people" is a bit much.
Predatory loans are bad and governments do try to crack down on those. Going from "it's easy to get credit in the US" to "the US lets corporations steal from regular people" is a bit much.