Do you consider earning interest to be speculation?
I can put stablecoins (crypto dollars) in a lending protocol like Aave and earn ~10% APY. Compare that to my savings account, which pays out 0.25% APY.
Or how about the stablecoins themselves? MakerDAO creates the Dai stablecoin, backed by crypto-native assets like ETH & BTC.
I have a number of friends in Argentina who are surviving hyper-inflation by keeping their wealth in stablecoins.
I can put stablecoins (crypto dollars) in a lending protocol like Aave and earn ~10% APY. Compare that to my savings account, which pays out 0.25% APY.
Or how about the stablecoins themselves? MakerDAO creates the Dai stablecoin, backed by crypto-native assets like ETH & BTC.
I have a number of friends in Argentina who are surviving hyper-inflation by keeping their wealth in stablecoins.