You have a point here, but sadly most of the current state of art in CBDC research avoids storing accounts at Central Banks due to the obvious risk of disintermediating banking system.
The points of others thread stays: what is the point of CBDC for individuals if the supply is not limited and not stored at Central banks...
The points of others thread stays: what is the point of CBDC for individuals if the supply is not limited and not stored at Central banks...