Have you ever seen people talk about how the 13th Amendment to the US Constitution outlaws slavery "except as a punishment for crime whereof the party shall have been duly convicted", leading to the modern prison-industrial complex that overwhelmingly targets black Americans with arrests for petty crimes and traps them in The System? https://sites.lib.jmu.edu/civic/2020/09/17/slaves-of-the-sta...
The ECOA makes it illegal for lenders to discriminate for home mortgage loans, which would lead to reduced racial segregation (following the Fair Housing Act of 1968), reduced discrimination against unmarried/divorced women, and many other nice things. The exception is that discrimination is still totally legal if the person just can't afford the home. As Atari once told me, Do The Math: https://fred.stlouisfed.org/series/OEHRENWBSHNO
The ECOA makes it illegal for lenders to discriminate for home mortgage loans, which would lead to reduced racial segregation (following the Fair Housing Act of 1968), reduced discrimination against unmarried/divorced women, and many other nice things. The exception is that discrimination is still totally legal if the person just can't afford the home. As Atari once told me, Do The Math: https://fred.stlouisfed.org/series/OEHRENWBSHNO
Bonus points if we use the fear from the inevitable housing insecurity to make discriminated populations want to segregate themselves: https://books.google.com/ngrams/graph?content=gentrification...