Sometimes I understand the rationale here of such apps.
In Africa, many electrical utilities were failing to get consumers to pay on time electrical bills. That when we started implementing prepaid electricity meters: you estimate how much you will consume over the course of a month, you buy those kWh on a monthly basis. If they finish, the light goes out automatically.
Electrical utilities are now less dependent on the goodwill of the consumer to pay bills. And here in many african countries, there is no simple way to track a person in order to make him repay a debt.
Imagine peoples buying nice Samsung phones on a loan ( ex $560/phone is huge), how do you track them in order to get back your loan? Some hikes the price of calls and SMS, some do other things and finally other install a kill switch.
In Africa, many electrical utilities were failing to get consumers to pay on time electrical bills. That when we started implementing prepaid electricity meters: you estimate how much you will consume over the course of a month, you buy those kWh on a monthly basis. If they finish, the light goes out automatically.
Electrical utilities are now less dependent on the goodwill of the consumer to pay bills. And here in many african countries, there is no simple way to track a person in order to make him repay a debt.
Imagine peoples buying nice Samsung phones on a loan ( ex $560/phone is huge), how do you track them in order to get back your loan? Some hikes the price of calls and SMS, some do other things and finally other install a kill switch.