I've checked your profile and saw you are living in Germany, I am living in The Netherlands and buying in Amsterdam. I do not know if it is different in Germany so I cannot say too much about that. However, regardless of what the situation is, in the end the landlord will have to come out ahead when you are paying rent. Only by that definition it should save you money in the long run when buying your own place.
The only argument that can be made is that the money you do not spend on your own house is money that could be put into a different investment like the stock market. But in NL renting a place is roughly as expensive as my monthly mortgage payments. So both situations it is money I cannot put in the stock market. Insurance and heating is being added on top of those monthly payments regardless of the option you pick.
The only argument that can be made is that the money you do not spend on your own house is money that could be put into a different investment like the stock market. But in NL renting a place is roughly as expensive as my monthly mortgage payments. So both situations it is money I cannot put in the stock market. Insurance and heating is being added on top of those monthly payments regardless of the option you pick.