If you say OpenAI will only approve applications for "zero stakes", domains, then you are saying what the parent is saying - it's entirely for entertainment.
If you claim there's some "low but not zero" stakes application, I'd like to know what that is. I mean, it seems clear that if someone asks a GTP-3 customer service bot "so what should I do now", there's a reasonable probability that the bot would say "throw your product in the garbage and buy [competitor X]", since you can find that commentary on the Internet (true or not). That's not a life and death event but whatever stakes you have in that bot, it's thrown them away.
If you claim there's some "low but not zero" stakes application, I'd like to know what that is. I mean, it seems clear that if someone asks a GTP-3 customer service bot "so what should I do now", there's a reasonable probability that the bot would say "throw your product in the garbage and buy [competitor X]", since you can find that commentary on the Internet (true or not). That's not a life and death event but whatever stakes you have in that bot, it's thrown them away.