There are a lot of reasons health insurance is way too expensive, but one of them is that many individuals are shielded from the true price because it's provided through their employer. This essentially removes downward price pressure from individuals.
Having insurance tied to employment is bad for workers. It makes switching jobs far more difficult and stressful, and makes losing your job that much more of an issue.
Having insurance tied to employment is bad for workers. It makes switching jobs far more difficult and stressful, and makes losing your job that much more of an issue.