You're correct, but it is different. There is no free way to accept payments. I personally pay with a 2% cash back card myself. I just hope people have a full picture of the costs and benefits of each approach. Crypto transaction fees are expensive but there are also a lot of hidden costs of the credit system.
I lived in Taipei for a year and almost all transactions there are cash, debit, or bank transfer. You can do a bank transfer to anyone instantly for pennies. Really puts the ACH system to shame. Some things are better than getting 2% back.
https://twitter.com/maxfield_wall/status/1287097229220536321
I lived in Taipei for a year and almost all transactions there are cash, debit, or bank transfer. You can do a bank transfer to anyone instantly for pennies. Really puts the ACH system to shame. Some things are better than getting 2% back.