A good comparison is veterinary medicine in the US. All the functionality is fundamentally the same, but insurance isn't common. Prices are vastly lower, and it's all super-convenient. Typical for an injury requiring stitches: $150, plus $15 for some antibiotics, which they hand you as you walk out.
Every time I go to the doctor I wish I could take myself to the vet instead.
Every time I go to the doctor I wish I could take myself to the vet instead.