Retirement saving are interesting because for a whole bunch of public policy reasons most people have illiquid retirement savings.
> move to Thailand, Spain, Portugal, Turkey
Check your visa requirements: can you really move there without a job? While $100k is a 1% number it may not be enough to qualify for the "entrepreneur" visa.
That of course puts you into the 1% of people in terms of liquidity. Quite a lot of people are a long way below that: https://www.federalreserve.gov/publications/2019-economic-we...
Retirement saving are interesting because for a whole bunch of public policy reasons most people have illiquid retirement savings.
> move to Thailand, Spain, Portugal, Turkey
Check your visa requirements: can you really move there without a job? While $100k is a 1% number it may not be enough to qualify for the "entrepreneur" visa.