If you don't come from wealth, please don't be deterred by this and similar narratives. The OP is not referring to any facts or data, just a personal experience, aka n=1. If you're looking for a more reliable guidance in life, look at YC which is n~3,000. If there's anyone who knows where to look for startup success, it's YC - and their search has increasingly shifted towards India, Nigeria and similar countries [1].
[1] YC publishes stats on each class, but here's an umbrella stat that should cheer us all up: in the last 5 years alone, around 1,000 YC founders were female, Black or Latinx (https://www.reuters.com/article/venture-capital-y-combinator...)