> You still need to save for a pension in almost every European economy
Uh, no? Pensions are contribution based but that contribution comes from taxes on your salary. Far from me to say that the system is perfect but you basically just need to work.
Welfare is absolutely not contributory in Europe, it wouldn't make sense as those who need public welfare the most are those that can contribute less. Some countries like Austria have a healthcare system based on insurance, but employers are required to pay for it, students have it for free and unemployed as well.
Uh, no? Pensions are contribution based but that contribution comes from taxes on your salary. Far from me to say that the system is perfect but you basically just need to work.
Welfare is absolutely not contributory in Europe, it wouldn't make sense as those who need public welfare the most are those that can contribute less. Some countries like Austria have a healthcare system based on insurance, but employers are required to pay for it, students have it for free and unemployed as well.