Comment by storedbox

Definitely not. Ethereum is on top of the DeFi world, for sure. But DeFi is not CeFi. As an analogy: DeFi is to smart contracts as CeFi is to “dumb” contracts. The legal entity behind Stellar has significantly more of the latter than the entity behind Ethereum--which has none, to my knowledge. ... Plus, gas fees. It's currently cheaper to wire money than to send some ETH.