What are you comparing this to that makes you think it is nuts?
Square's is 2.6% + $0.10
Paypal's is 2.7%
Fees directly from the merchant card issuers (Visa, Mastercard, etc) are sometimes lower (ranging from 1.4% - 2.6%, and even 3.5% for AmEx) but Stripe is a service that is on top of those fees , and any merchant will add on top of those fees as well.
Square's is 2.6% + $0.10
Paypal's is 2.7%
Fees directly from the merchant card issuers (Visa, Mastercard, etc) are sometimes lower (ranging from 1.4% - 2.6%, and even 3.5% for AmEx) but Stripe is a service that is on top of those fees , and any merchant will add on top of those fees as well.