> Consumer credit laws in the US so severely restrict what you can use for credit scoring purposes that better underwriting through data is basically a lost cause, absent some specific customer segment that has special credit situations.
Can I inquire what your background is or where you found that information? Many companies supplement credit scores with additional data to make these types of decisions.
Can I inquire what your background is or where you found that information? Many companies supplement credit scores with additional data to make these types of decisions.