First, some background: For as long as I've had a bank account it's been with a credit union in my hometown. I loved being able to call back and hear the local Midwest accent and know the names and faces of people I was talking to. However, my credit union recently merged with a larger entity, and their support for my lifestyle and needs is marginal.
So, what do you recommend? I love the credit union model but fear it can't provide everything I'm looking for. Ideally the features I'm looking for:
- easy access to local branches (in San Francisco now, but maybe elsewhere)
- awesome online interface; bill-payment is a must
- good service with good rates and low fees
- easy to transfer money in and out
I hope BankSimple will do all this, but what do you recommend until then?
So, what do you recommend? I love the credit union model but fear it can't provide everything I'm looking for. Ideally the features I'm looking for: - easy access to local branches (in San Francisco now, but maybe elsewhere) - awesome online interface; bill-payment is a must - good service with good rates and low fees - easy to transfer money in and out
I hope BankSimple will do all this, but what do you recommend until then?