Comment by in_cahoots

My best friend lived with her parents until she got married. She went to a no-name college and became a teacher. I, along with my parents, spent 5 figures on a prestigious university and PhD, and I now work in Silicon Valley. With the money she saved on room and board she was able to put down a large down payment on a 0.5-acre house with her husband in New England. Meanwhile I am paying 5% interest on a jumbo loan. Who is the dummy here?