Yeah this is 95% of what my fiance and I talked about when deciding whether we wanted to have a baby. It wasn't about paying for the kid's schooling or where we were going to live. It literally boiled down to whether we were willing to potentially wipe out our entire savings and go into debt to have a child.
And when she quit her job earlier this year it was mainly because we didn't want her to get sick and hospitalized because then I would get sick and hospitalized, and that would completely erase our savings.
Thank god her previous employer had good medical insurance so we could do COBRA. Now we just have to have a kid within 18 months of her separation date.
The insurance system in the US is completely broken because it doesn't actually insure you against catestrophic costs.
And when she quit her job earlier this year it was mainly because we didn't want her to get sick and hospitalized because then I would get sick and hospitalized, and that would completely erase our savings.
Thank god her previous employer had good medical insurance so we could do COBRA. Now we just have to have a kid within 18 months of her separation date.
The insurance system in the US is completely broken because it doesn't actually insure you against catestrophic costs.