Ask HN: What Internet based checking account do you recommend?
I'm shopping for a new checking account. My only requirements are:
* Website with good UX and handy features like CSV exports
* I'd like to avoid ATM fees
* Accepts direct deposits - I imagine all banks do this
* Support outbound ACH transfers
* A US based call center - or at least a well trained offshore call center
* Paper checks
Not a factor
* I do not have to worry about maintaining a minimum balance
* I'd rather better service than a good interest rate on my deposits
Red Flags?
While shopping around, are there any red flag anti-features that I should try to avoid?
Are there any specific banks that I should avoid?
Final note:
I've done a bit of reading on sites like Nerd Wallet and Bankrate. But their reviews don't really provide the knowledge that I am looking for.
I'm looking for testimonials from actual customers. I am not looking for blog content written for the purpose of generating affiliate link revenue.
* Website with good UX and handy features like CSV exports * I'd like to avoid ATM fees * Accepts direct deposits - I imagine all banks do this * Support outbound ACH transfers * A US based call center - or at least a well trained offshore call center * Paper checks
Not a factor * I do not have to worry about maintaining a minimum balance * I'd rather better service than a good interest rate on my deposits
Red Flags? While shopping around, are there any red flag anti-features that I should try to avoid?
Are there any specific banks that I should avoid?
Final note: I've done a bit of reading on sites like Nerd Wallet and Bankrate. But their reviews don't really provide the knowledge that I am looking for.
I'm looking for testimonials from actual customers. I am not looking for blog content written for the purpose of generating affiliate link revenue.