You've put "banks are racist" in speech marks, but I can't find where you're quoting it from.
The question is begging an easy answer to a structural problem. But note that, when a pandemic unfairly makes it expensive for businesses with disproportionately white shareholders to lend, the taxpayer spends trillions to make it cheaper.
Edit: Isn't that exactly what JP Morgan Chase are talking about doing about in the link?
The question is begging an easy answer to a structural problem. But note that, when a pandemic unfairly makes it expensive for businesses with disproportionately white shareholders to lend, the taxpayer spends trillions to make it cheaper.
Edit: Isn't that exactly what JP Morgan Chase are talking about doing about in the link?