Well guys I did some work in a insurance company a few years ago. From my experience, the issue here is not that the guy is black, the issue is the location where the business are to be open. The banks and insurance companies will evaluate the risk of lending money more than twice for business in those high crime areas.
Just take a look at the news in the Minneapolis protests and the amount of black owned business burn to the ground on those areas. After events like this most banks will be reluctant to invest money there, is not so complicated.
Just take a look at the news in the Minneapolis protests and the amount of black owned business burn to the ground on those areas. After events like this most banks will be reluctant to invest money there, is not so complicated.
https://www.neighborhoodscout.com/al/birmingham/crime