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Comment by saurabhsharan

1. Right now, we're not monetizing this at all. The current plan (which we haven't implemented yet) is card affiliate revenue. I can definitively rule out repackaging/selling spending data - we would never do that. Subscriptions would likely be the next best option if affiliate deals don't pan out.

2. Great idea!

3. Totally understand - we know it's a big ask to request your transaction history. Out of curiosity, what information could we provide would help you trust us more?

4. We do not.

5. Yes, this is the pain point we've heard repeatedly from our users. Since you mention you are a "miles & points enthusiast", I can see why the value prop of Trove might not be as compelling. Our goal is to help people get most of the same rewards as a credit card enthusiast would, without having to become an expert on this stuff.

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