You would be very hard pressed to find a cloned card + PIN anywhere. That's the holy grail and information like that would never find it's way outside of a team. Think about how easy it is to go to an ATM and use it.. Why would you sell that information for $25?
The rest of it seems fairly accurate based on jstash/unicc/etc.
The rest of it seems fairly accurate based on jstash/unicc/etc.