Congratulations. You have reinvented tally sticks.
Snark aside, I wish you lots of luck, have thought about this model a lot, think there is probably a small place for it in the world.
Two suggestions from random stranger on the internet, take them for what they're worth:
* don't use the word "money." This is a private credit network, not money. Private credit networks sometimes become money, but they don't start out that way. Stick to that language.
* don't solve for "inflation." There is a lot more to say here but fundamentally there is a tension between store of value and medium of exchange. Be a private credit network/medium of exchange, not a store of value.
Snark aside, I wish you lots of luck, have thought about this model a lot, think there is probably a small place for it in the world.
Two suggestions from random stranger on the internet, take them for what they're worth:
* don't use the word "money." This is a private credit network, not money. Private credit networks sometimes become money, but they don't start out that way. Stick to that language.
* don't solve for "inflation." There is a lot more to say here but fundamentally there is a tension between store of value and medium of exchange. Be a private credit network/medium of exchange, not a store of value.
Good luck!