Comment by glup

At this point, I've decided 75%+ of stuff is transitory and doesn't deserve the time to be filed into a hierarchical local file system, so I just leave it all in Downloads on OS X. Github, Overleaf, Google Docs, and email has all the critical stuff. And of course I have full backups for years. This horrifies some people, but has worked well for me for about 5 years.