As a long-time hobbyist photographer, I've had a lot of the same thoughts. Cell phone cameras are getting really good for the 90% use case. My new Samsung S20 Ultra almost feels like a 'real' camera in some situations and it's really cool to have that available in my pocket all the time. But its limitations are also constantly frustrating because there's a lot it can't do just because of physics.
But one point I'd add - I also find it very frustrating how having an 'almost good enough' phone camera it makes it harder to justify bringing a real camera along to regular day-to-day activities. If your phone is good enough most of the time, you don't want to lug around an extra device unless you are specifically doing a photo shoot. But then when something interesting happens and you can't capture the photo you envision on your phone, it drives me crazy.
But one point I'd add - I also find it very frustrating how having an 'almost good enough' phone camera it makes it harder to justify bringing a real camera along to regular day-to-day activities. If your phone is good enough most of the time, you don't want to lug around an extra device unless you are specifically doing a photo shoot. But then when something interesting happens and you can't capture the photo you envision on your phone, it drives me crazy.