I remember reading that card transactions have different costs aspects for the parties involved depending on if the card is actually physically present at the time of purchase. And iirc Apple managed to convince the banking sector that Apple Pay is equivalent to chip card security, so that they get better rates.
According to reddit, Apple Pay works on jailbroken devices, but still, something like this might be at play in all the other similar scenarios.
According to reddit, Apple Pay works on jailbroken devices, but still, something like this might be at play in all the other similar scenarios.