Short answer: Dump it all in VFIAX and ignore it for about 30 years.
Alternately, wait for the housing market freefall that is scheduled to hit about 180 days from now, and buy a foreclosure or two.
EDIT: Cosigning the above recommendation about maxing out a Roth IRA each and every year as well, and of course maxxing out any company-matched 401(k) options.
Alternately, wait for the housing market freefall that is scheduled to hit about 180 days from now, and buy a foreclosure or two.
EDIT: Cosigning the above recommendation about maxing out a Roth IRA each and every year as well, and of course maxxing out any company-matched 401(k) options.