> The majority of my mortgage payment goes towards ownership of a product - my house
For many (most?) people that's not true. Even ignoring that mortgage payments often include property taxes and/or private mortgage insurance, you can expect to pay more interest than principal for the first fifteen years or more of a thirty-year mortgage.
For many (most?) people that's not true. Even ignoring that mortgage payments often include property taxes and/or private mortgage insurance, you can expect to pay more interest than principal for the first fifteen years or more of a thirty-year mortgage.