If you've ever tried to monetize NSFW content in a context that involves credit cards, you know it is an absolute nightmare. If Onlyfans is seriously NSFW, it may have no problems accepting credit cards but its days are numbered and it runs the risk of the credit card processors unilaterally refusing to service them anymore (especially Visa, IIRC)
Patreon is at the scale where they would be exceedingly aware of this. One of the side-effects of the earlier 'not tying payments super tight to individual creators, but just charging patrons for ALL their committments' is that it let them aggregate charges in such a way that patrons were doing business with THEM, not 'NSFWCamGirl69', while still supporting CamGirl as the patron intended. The credit card company didn't really have a way to dig in and go 'prove you're not giving any of this money to porn creators'.
This changed, but Patreon remains a platform where it screens creators pretty well from the moral expectations of credit card processors (and governments? kinda? It's a very tough problem if they expect to do business at all in certain countries)
The question is more 'will Onlyfans be cut off from service by credit card companies': 'growing faster' is not useful if it's doomed. They have to also stay in business and maintain relationships with processors that have a record of showing intent to blacklist certain types of creation.
Patreon is at the scale where they would be exceedingly aware of this. One of the side-effects of the earlier 'not tying payments super tight to individual creators, but just charging patrons for ALL their committments' is that it let them aggregate charges in such a way that patrons were doing business with THEM, not 'NSFWCamGirl69', while still supporting CamGirl as the patron intended. The credit card company didn't really have a way to dig in and go 'prove you're not giving any of this money to porn creators'.
This changed, but Patreon remains a platform where it screens creators pretty well from the moral expectations of credit card processors (and governments? kinda? It's a very tough problem if they expect to do business at all in certain countries)
The question is more 'will Onlyfans be cut off from service by credit card companies': 'growing faster' is not useful if it's doomed. They have to also stay in business and maintain relationships with processors that have a record of showing intent to blacklist certain types of creation.