A significant part of health care expenses are covered by _mutuelles_, (now mandatory) employer-provided, non-profit health insurance 'companies'. According to wikipedia [0], about 75% of health spending goes through the government[1], 15% through mutuelles and 10% paid directly by households. So being reclassified as an employee means:
- your employer will pay a large part of your public health contributions ; unless your gross wage is much lower as an employee than your income as an independent worker, this results in higher after-tax after-social-contributions income.
- you have access to a mutuelle, and the employer must pay at least 50% of its cost by law
In the end, the difference in health coverage between being an employee vs an independent worker is not life-or-death like in the US, but it's quite stark still.
[0] https://fr.wikipedia.org/wiki/Mutuelle_de_sant%C3%A9_en_Fran...
[1] Technically, the "social security", which include pensions, healthcare, work injuries, most family and child benefits, is not part of the government and has its own budget.
- your employer will pay a large part of your public health contributions ; unless your gross wage is much lower as an employee than your income as an independent worker, this results in higher after-tax after-social-contributions income.
- you have access to a mutuelle, and the employer must pay at least 50% of its cost by law
In the end, the difference in health coverage between being an employee vs an independent worker is not life-or-death like in the US, but it's quite stark still.
[0] https://fr.wikipedia.org/wiki/Mutuelle_de_sant%C3%A9_en_Fran...
[1] Technically, the "social security", which include pensions, healthcare, work injuries, most family and child benefits, is not part of the government and has its own budget.