Comment by jessriedel

Even young and middle-age people have a 0.2% mortality rate, which at the US statistical value of life (~$10M) works out to $20,000. (And if you're a well-paid software developer, you can probable 5x that.) Whatever you would do to avoid losing $20k-$100k, you should probably do to avoid getting Covid-19 (modulo questions about how long immunity lasts).