With Let's Encrypt it's cheaper than ever to host a personal website over HTTPS with a certificate that updates itself.
Due to Let's Encrypt, free hosting services like Netlify or GitHub Pages are now providing HTTPS certificates and installing it on your own server is pretty painless, if you're into managing your own server. And if your hosting provider doesn't support Let's Encrypt, you can always put Cloudflare in front of it.
So I don't really understand what you're talking about, when the price and ongoing maintenance of HTTPS certificates has gone significantly down for hobbyists.
Due to Let's Encrypt, free hosting services like Netlify or GitHub Pages are now providing HTTPS certificates and installing it on your own server is pretty painless, if you're into managing your own server. And if your hosting provider doesn't support Let's Encrypt, you can always put Cloudflare in front of it.
So I don't really understand what you're talking about, when the price and ongoing maintenance of HTTPS certificates has gone significantly down for hobbyists.