... except the choice is not a dollar now vs. a dollar of stock in 4 years. RSUs are calculated as part of your total annual compensation the same was as salary. A grant of $100k RSUs that vest over 4 yrs would be more the equivalent of $25k more in salary, not $100k bonus.
Yes, there's the diversification problem but it's not like you have that same money upfront to invest in anything you want.
Yes, there's the diversification problem but it's not like you have that same money upfront to invest in anything you want.