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Ask HN: What kind of personal financial investment do you do?

I realize the general consensus around here may be that the best investment would be in yourself (have 25k? start a business!), but surely some people have "normal" investments, too. How do you hack it?

I don't think it'd be very beneficial to discuss specific stocks, funds, etc; but other than that it's a very open ended question.

Some thoughts (but post whatever),

* Do you have a 401k? IRA? Roth or not? Do you max them? Why or why not?

* Do you have an investment account that isn't a retirement account? Why or why not?

* Do you pick individual stocks? Do you have someone else? Do you use a managed mutual fund or ETF? Why or why not?

* Do you use passive index mutual funds? Bonds? CDs? Why or why not?

* And whatever else comes to mind...

125 points shelvy 15 years ago 168 comments

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