There is most certainly a category of people who cannot save at all because some combination of life factors lead them up shit creek, but there are plenty of low income people who could do with a lesson or two from Mr. Money Mustache. He has various case studies involving low income people and there are legions of journal entries on his forums where people earning pittances have nevertheless saved enough to be secure. Many have saved enough to retire early.
Nothing is one-size-fits-all of course, but I'd much rather be surrounded by those kinds of 'can-do' types who don't sit around waiting for life to come to them.
Nothing is one-size-fits-all of course, but I'd much rather be surrounded by those kinds of 'can-do' types who don't sit around waiting for life to come to them.