Hrm, I don't really agree. There are a lot of very interesting things that are not very risky. Most productive activities are not very risky (art, woodworking, home improvement, etc.), and are very interesting to some of us. Sex is another example of something a lot of people like which carries little risk of harm.
I don't think there is good evidence beyond anecdata that the retired die early or that trust fund kids are depressed.
I don't think there is good evidence beyond anecdata that the retired die early or that trust fund kids are depressed.