There could be physical businesses who's sole responsibility is to accept applications for banks and verify identity. It probably make sense for TransUnion, and similar to get into this kind of a business - validation of id for submission of forms.
Obviously this would be more expensive for the consumer. I think if we can put a credit-freeze except for such applications in person, there would be people who go for it; I would.
Obviously this would be more expensive for the consumer. I think if we can put a credit-freeze except for such applications in person, there would be people who go for it; I would.