Americans are dead-set against having a working national ID system. There are even people who are upset about the mere existence of the SSN for weird religious reasons. The British situation is even worse - proof of right of residence is required for opening a bank account, working, or renting a home, but only immigrants are made to have ID cards. Also utility bills are a valid proof of address for some reason.
No, the real problem is a liability one; loan companies should be held liable for each instance of fraud where they pursue the wrong person.
No, the real problem is a liability one; loan companies should be held liable for each instance of fraud where they pursue the wrong person.