> But proven bank deposits over multiple years also counts.
That's just one factor. Banks are looking to minimize risk and from the perspective of banks, self-employment increases risk. That's not to say banks won't loan to you, just that the hurdle is much higher for you to prove that you are not a risk. Chances are your interest rates will still suffer even when a bank decides to loan to you.
That's just one factor. Banks are looking to minimize risk and from the perspective of banks, self-employment increases risk. That's not to say banks won't loan to you, just that the hurdle is much higher for you to prove that you are not a risk. Chances are your interest rates will still suffer even when a bank decides to loan to you.