Comment by AnimalMuppet

It's not "on holiday", but the one that always bugs me is inactive account fees from banks. Is my account increasing their expenses by being inactive? No, it's not. If anything, it's decreasing them. So why an inactive account fee? The most charitable interpretation I can give is "since you're not giving us a chance to make money on other fees, we'll make money this way". The worst interpretation is "since you're probably not paying much attention to this account, we're probably safe to rip you off".