Comment by jcheng

When you take out a loan, it doesn't decrease your net worth, right? If I'm worth $X, then I take out a $1MM loan, at that moment I'm still worth approximately $X (because the $1MM the bank gave me and $1MM I owe the bank cancel each other out).

So I'd rank them as:

- Billionaire

- Home owner

- Minimum wage earner

- Neurosurgeon