Everyone needs to realize that the whole "fine" was just an inside deal. Who do you think provides credit monitoring services? That's right, credit bureaus. That's why the they're pushing everyone to take the "free credit monitoring", so they recover the loss from the fine.
If they were to pay all 140 million people $125, the sum would be $17b or so, which is an appropriate fine.
If they were to pay all 140 million people $125, the sum would be $17b or so, which is an appropriate fine.