I've had credit card companies call me and straight up say "If you pay this right now over the phone with me and pay the $15 telephone transaction fee, this won't hit your credit report"
Between the "Pay for Delete" scams and the gamifying of your credit score through services like CreditKarma I really questions how close these scores are hitting anymore in relation to relative credit risk.
Between the "Pay for Delete" scams and the gamifying of your credit score through services like CreditKarma I really questions how close these scores are hitting anymore in relation to relative credit risk.