Came here to say this! I still can't believe credit bureaus are allowed to even exist. At no time do I give them explicit permission to collect my (very) personal information, there's almost literally no way I can opt out (short of not participating in the modern financial system), their interpretation of this data has an outsized influence on my quality of life, AND they have proven themselves incompetent at protecting this data!
If I'm worried about Facebook's use of my data the answer is simple: stop using Facebook.
If I'm worried about Facebook's use of my data the answer is simple: stop using Facebook.