> Credit scores measures behaviour in the same way that... skin colour tells you something useful about a person
Yeah no.
Credit scores, being a composite set of observations of recent financial behavior, are literally the opposite of an immutable genetic characteristic fixed from birth.
Credit scores are far, far, from perfect, but if you have a better way of judging the future actions of a human than compiling a list of their recent actions do speak up.
Yeah no.
Credit scores, being a composite set of observations of recent financial behavior, are literally the opposite of an immutable genetic characteristic fixed from birth.
Credit scores are far, far, from perfect, but if you have a better way of judging the future actions of a human than compiling a list of their recent actions do speak up.