There's commentary abiut incidentally discriminating based on race (e.g. zip code aa an input can act as a proxy for race).
Would giving out more loans than is rational by excluding stuff like zip codes be a good thing? Wouldn't that lead to more defualts among those groups of people zip codes can discriminate against?
Would giving out more loans than is rational by excluding stuff like zip codes be a good thing? Wouldn't that lead to more defualts among those groups of people zip codes can discriminate against?